Energy-efficient Housing Made More Affordable with Mortgage Loan Insurance

Energy-efficient Housing Made More Affordable with Mortgage Loan Insurance

CMHC Green Home

Energy-efficient homes can be linked to increased comfort and healthier living while improving energy efficiency reduces greenhouse gas emissions and lowers the cost of owning and maintaining your home.

CMHC Green Home offers a premium refund of up to 25% to borrowers who either buy, build or renovate for energy efficiency using CMHC-insured financing.

Am I Eligible?

  • Buying or Building a Home
  • Buying a Condo
  • Renovating Your Home

Homes built under the following building standards are automatically eligible for a partial mortgage loan insurance premium refund.

15% Premium Refund

25% Premium Refund

© Built Green Canada (National)
ENERGY STAR® (National)
GreenHouse™ (ON)
GreenHome™ (YK)
LEED Canada for Homes (National)
Novoclimat (QC)
Power Smart for New Homes (MB)

R-2000

Homes NOT built under an eligible building standard must be assessed by a NRCan qualified energy advisor and have a rating that complies with the following requirements:

 

15% Premium Refund

25% Premium Refund

 

EnerGuide Rating 0-100 Scale

Rating 82 - 85

Rating 86 - 100

EnerGuide Rating Gigajoules per year Scale

Rating of at least 15% lower than “A Typical New House”

Rating of at least 40% lower than “A Typical New House”

NRCan is introducing updates to the EnerGuide rating scale. During the transition period, provinces and territories will continue to use the 0-100 scale until they are ready to adopt the new gigajoules per year scale.

 

https://www.cmhc-schl.gc.ca/en/co/moloin/moloin_008.cfm

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